What is classed as a family and how many people can be quoted for? End Supplier Failure up to £10,000 automatically covered under the Premier Policy. We use cookies to make sure your experience is as good … 3. The policy covers you for the following activities skiing, including bigfoot, cross country, mono, glacier and indoor, sledging and tobogganing, snowboarding, snow blading and snowmobiling (excludes personal liability cover). Want to know how we stack up? 1. Three star policies have some core covers lower than the market average, or up to one secondary sections of cover missing. Cruise cover included as standard on all annual policies, Premier Annual policies allow individual trips of up to 90 days as standard, Premier policy awarded our five star rating, End Supplier Failure and Natural Disaster cover as standard under the Premier Policy. Four star policies have cancellation cover at or above the market average. Listed below are some Sample Quotes offered by LV. Single trip policies at the time of purchase, there is no age limit. Learn more about cookies. Do I have to be a UK resident to be covered under this policy? A well known insurance brand has temporarily abandoned selling travel insurance as a result of the spread of coronavirus. Three star policies may not provide scheduled airline/end supplier failure cover, or only offer it as an option. There is no cover under either policy for a medical condition, caused by you using alcohol, solvents or drugs and there is no cover for any claim where you have drunk enough alcohol to seriously affect your judgement and the direct or indirect effect of so much alcohol. The company was initially set up in 1843 to help with funeral expenses, but now offers a range of insurance, retirement and investment products. LV=, officially known as Liverpool Victoria, is the largest friendly society in the UK and provides life insurance and critical illness cover, along with other general insurance policies. The alcohol exclusion is more customer friendly than the market average. You can take part in conservation or charity work, but this cannot include manual or any kind of medical work. Five star policies provide additional cover benefits over and above standard policies. Compare life insurance … Three star policies cover all Primary (core) Sections, but may not offer baggage and money cover as standard. Winter sports cover can be included on both single and annual policies, although in respect of annual policies this is for a maximum of 17 days on the essential policy and 31 days on the premier policy. Our independent rating and review highlights the important points we think you should know about when choosing your next travel insurance policy. Four star policies may provide additional cover benefits. You can see how Claims for pre existing medical conditions aren't covered unless they have been declared and accepted. The standard excess is below the level of the market average. LV= travel insurance scores 8.9 out of 10 from over 4,100 customer reviews on Reevoo. Cancellation cover is above the level of the market average. LV will not pay for any items that you can't provide proof of ownership and value for. Click on the website link to go directly to the insurance providers website. The website was very easy to navigate, the … Online underwriting of medical conditions. See what our customers are saying about us, For all your car, home, travel, pet and other insurance enquiries, For all life insurance, investments retirement support, Travel insurance policy document (PDF 649 KB), Travel insurance product information document (PDF 89KB), How we use your personal information (PDF, 147KB), Travel Essential activities document (PDF 55KB), Travel Premier activities document (PDF 65KB). This will tell you how easy it is for you, to read, navigate and purchase policies on their website. 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